|
|
| ||||
Divorce finances: You may need a planner
The new school of retirement -- Maybe you need to redefine what you mean by work and play. Bad credit? You can still borrow -- But you'll pay more for the privilege. 2002 forecast: Slow recovery, low rates -- An outbreak of pessimism means interest rates will stay low and another Fed rate cut is all but certain. Graduating into a recession -- Money, financial and career advice for today's college seniors as they step onto the first rung of the career ladder in tight times. 20 to-do's for 2002 -- Get your financial health in top shape with these tips for improving your mortgage, auto loan, savings account and credit habits. Just married? You've got work to do. -- It's more than romance and flowers. It's also dollars and cents. Harvard clout at community college prices -- Get that prestige diploma without paying those prestige tuition bills. Juggling jobs and textbooks -- With the cost of education going up, more students than ever shoulder workloads and classloads. Home equity rates hit all-time low -- In light of the recent tragedy and with an increased chance of further Fed rate cuts, rates look to go even lower. 'Rapid-equity' loans: A quick way to lose money? How cash-out refinancing works Paying for college with an installment plan -- It's not well known, but many schools now will let you pay as you learn. 16 ways to spend your tax refund -- Don't fritter away that windfall courtesy of the tax cut. Here's how to make it money well spent. Blasphemous retirement advice -- Conventional wisdom about retirement says you should save a lot, defer taxes, plan to live idly and not count on Social Security. But some experts disagree. Getting married again? See a lawyer -- Before you walk down that aisle, trot over to a lawyer's office. Getting married again? See a lawyer -- Before you walk down that aisle, trot over to a lawyer's office. Second marriage? First see a financial planner -- Love may be lovelier the second time around, but the finances are a lot more complicated. Debt isn't a prerequisite for college -- Here's how to graduate without red ink on your diploma. Sale-leaseback loans, a new outrage -- To escape regulation, lenders are transforming payday loans into so-called sale-leaseback agreements with outlandish fees and interest. Credit after death of a spouse -- He or she paid all the bills. Now your other half is gone. You need to keep your credit strong. Common name can create uncommon problems -- Someone with a name like yours and lousy financial habits can mess up your credit report. WANTED: Energy-efficient homes! Rewards offered -- Rebates, incentives and cheap loans are available to help lower your utility bills. How to check out your money manager -- You worked hard to get it, don't let a professional squander it. Act now for college financing -- September will be here sooner than you think. Now is the time to look for college financial aid. . Fed Watch -- How low will rates go? -- The Federal Reserve Board is expected to cut rates Jan. 31. The question is: How much? . When to refinance your other loans -- Refis are good for more than mortgages. Sometimes, you can save by redoing your car loan, equity loan or personal loan. | ||||