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Banking Center Banking Center > Managing Your Credit Rating Find a Bank [select market]Internet banks onlyAtlantaBaltimoreBostonBuffaloCharlotteChicagoCincinnatiClevelandColumbusDallas - Ft. WorthDC MetroDenverDetroitHampton RoadsHoustonIndianapolisKansas CityLos AngelesMiamiMilwaukeeMinneapolis - St. PaulNew OrleansNew YorkOrlandoPhiladelphiaPhoenix - MesaPittsburghPortlandSacramentoSan AntonioSan DiegoSan Fran - Bay AreaSeattle - TacomaSt. LouisTampa Bay Include Internet-only banks Banking Tools Savings Rates Home Equity Rates Auto Rates Mortgage Rates Bill Pay Mortgage and Auto Loans Compare Credit Cards Calculators National Averages Savings 3.62% One Year CD 4.90% 30 Year Mortgage 6.29% 4 Year Car Loan 6.91% Personal Loan 14.46% more... Copyright © 2009 Bankrate.com Managing Your Credit Rating Credit Report Basics · Why are Credit Reports Important? · Getting Your Hands On Your Report · What Information is in the Report? · Timing is Essential · The Law is On Your Side · FICO Credit Scores Correcting Errors On Your Report · Order Your Credit Report · Examine Your Report Carefully · Dispute and Document · Solve and Dissolve Debt · Add Stability to Your Credit File · Strengthening Your Credit File Four Factors That Lenders Look At · Introduction · You Pay Your Bills On Time · You Keep Your Debts Reasonable · You've Avoided Unnecessary Inquiries · You've Eliminated Excess Credit

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